https://www.mormonwiki.com/wiki/index.php?title=Debt_Reduction&feed=atom&action=history Debt Reduction - Revision history 2024-03-28T22:03:55Z Revision history for this page on the wiki MediaWiki 1.29.1 https://www.mormonwiki.com/wiki/index.php?title=Debt_Reduction&diff=76401&oldid=prev Phicken at 17:35, 13 October 2023 2023-10-13T17:35:22Z <p></p> <table class="diff diff-contentalign-left" data-mw="interface"> <col class='diff-marker' /> <col class='diff-content' /> <col class='diff-marker' /> <col class='diff-content' /> <tr style='vertical-align: top;' lang='en'> <td colspan='2' style="background-color: white; color:black; text-align: center;">← Older revision</td> <td colspan='2' style="background-color: white; color:black; text-align: center;">Revision as of 17:35, 13 October 2023</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l2" >Line 2:</td> <td colspan="2" class="diff-lineno">Line 2:</td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>:Reasonable debt for the purchase of an affordable home and perhaps for a few other necessary things is acceptable. But from where I sit, I see in a very vivid way the terrible tragedies of many who have unwisely borrowed for things they really do not need &lt;ref&gt;“I Believe,” ''Ensign'', Aug. 1992, 6. &lt;/ref&gt; &#160;</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>:Reasonable debt for the purchase of an affordable home and perhaps for a few other necessary things is acceptable. But from where I sit, I see in a very vivid way the terrible tragedies of many who have unwisely borrowed for things they really do not need &lt;ref&gt;“I Believe,” ''Ensign'', Aug. 1992, 6. &lt;/ref&gt; &#160;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>The concern about debt is mostly centered on the fact that it can destroy both marriages and [[<del class="diffchange diffchange-inline">Family</del>|families]]. In 1975, Apostle [[Marvin J. Ashton]] spoke in [[General Conference]] about debt.&#160; He said the following:</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>The concern about debt is mostly centered on the fact that it can destroy both marriages and [[<ins class="diffchange diffchange-inline">Families</ins>|families]]. In 1975, Apostle [[Marvin J. Ashton]] spoke in [[General Conference]] about debt.&#160; He said the following:</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>:How important are money management and finances in marriage and family affairs? May I respond, ‘Tremendously.’ The American Bar Association has indicated that 89 percent of all divorces can be traced to quarrels and accusations over money. Others have estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicate that four out of five families are strapped with serious money problems. &lt;ref&gt;Marvin J. Ashton, “One for the Money,” ''Ensign'', July 1975, 72.&lt;/ref&gt;</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>:How important are money management and finances in marriage and family affairs? May I respond, ‘Tremendously.’ The American Bar Association has indicated that 89 percent of all divorces can be traced to quarrels and accusations over money. Others have estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicate that four out of five families are strapped with serious money problems. &lt;ref&gt;Marvin J. Ashton, “One for the Money,” ''Ensign'', July 1975, 72.&lt;/ref&gt;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>The figures given above are from 1975, and the problem with debt has only worsened. To help combat debt, Elder Ashton's talk has been made into a booklet entitled &quot;[http://library.lds.org/nxt/gateway.dll/Magazines/Liahona/2000.htm/liahona%20april%202000.htm/guide%20to%20family%20finance.htm?fn=document-frame.htm&amp;f=templates&amp;2.0 One for the Money: Guide to Family Finance].&quot;&#160; It is used as a basis for teaching families and members in the Church about debt reduction.</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>The figures given above are from 1975, and the problem with debt has only worsened. To help combat debt, Elder Ashton's talk has been made into a booklet entitled &quot;[http://library.lds.org/nxt/gateway.dll/Magazines/Liahona/2000.htm/liahona%20april%202000.htm/guide%20to%20family%20finance.htm?fn=document-frame.htm&amp;f=templates&amp;2.0 One for the Money: Guide to Family Finance].&quot;&#160; It is used as a basis for teaching families and members in the Church about debt reduction.</div></td></tr> </table> Phicken https://www.mormonwiki.com/wiki/index.php?title=Debt_Reduction&diff=28720&oldid=prev Gboyd at 00:31, 4 July 2011 2011-07-04T00:31:47Z <p></p> <table class="diff diff-contentalign-left" data-mw="interface"> <col class='diff-marker' /> <col class='diff-content' /> <col class='diff-marker' /> <col class='diff-content' /> <tr style='vertical-align: top;' lang='en'> <td colspan='2' style="background-color: white; color:black; text-align: center;">← Older revision</td> <td colspan='2' style="background-color: white; color:black; text-align: center;">Revision as of 00:31, 4 July 2011</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l22" >Line 22:</td> <td colspan="2" class="diff-lineno">Line 22:</td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>&lt;references/&gt;</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>&lt;references/&gt;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[Category:Humanitarian Programs]][[Category:Marriage and Families]]</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[Category:Humanitarian Programs]][[Category:Marriage and Families]]</div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">==External Links==</ins></div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">*[http://lds.org/ensign/2011/07/getting-out-of-debt-for-good?lang=eng How to get out of debt for good.]</ins></div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[es: Reduccion de deudas]]</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[es: Reduccion de deudas]]</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[it:Riduzione dei debiti]]</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[it:Riduzione dei debiti]]</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[pt:Reducao de Dividas]]</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[pt:Reducao de Dividas]]</div></td></tr> </table> Gboyd https://www.mormonwiki.com/wiki/index.php?title=Debt_Reduction&diff=27224&oldid=prev Gboyd: Reverted edits by Fgarcia (talk) to last revision by Giovanna 2010-09-23T20:38:48Z <p>Reverted edits by <a href="/Special:Contributions/Fgarcia" title="Special:Contributions/Fgarcia">Fgarcia</a> (<a href="/wiki/index.php?title=User_talk:Fgarcia&amp;action=edit&amp;redlink=1" class="new" title="User talk:Fgarcia (page does not exist)">talk</a>) to last revision by <a href="/wiki/index.php?title=User:Giovanna&amp;action=edit&amp;redlink=1" class="new" title="User:Giovanna (page does not exist)">Giovanna</a></p> <table class="diff diff-contentalign-left" data-mw="interface"> <col class='diff-marker' /> <col class='diff-content' /> <col class='diff-marker' /> <col class='diff-content' /> <tr style='vertical-align: top;' lang='en'> <td colspan='2' style="background-color: white; color:black; text-align: center;">← Older revision</td> <td colspan='2' style="background-color: white; color:black; text-align: center;">Revision as of 20:38, 23 September 2010</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l1" >Line 1:</td> <td colspan="2" class="diff-lineno">Line 1:</td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div><del class="diffchange diffchange-inline">[[image:Gordon-b-hinckley-mormon.jpg|thumb|right|300px|alt=Gordon B. Hinckley mormon]]</del>Since its beginning, [[The Church of Jesus Christ of Latter-day Saints]] has been warning its members about the dangers of debt.&#160; In 1830, the Lord instructed [[Martin Harris]] that he &quot;pay the debt thou hast contracted.... Release thyself from bondage (Doctrine and Covenants 19:35).&#160; In more recent times, President [[Gordon B. Hinckley]] has said:</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>Since its beginning, [[The Church of Jesus Christ of Latter-day Saints]] has been warning its members about the dangers of debt.&#160; In 1830, the Lord instructed [[Martin Harris]] that he &quot;pay the debt thou hast contracted.... Release thyself from bondage (Doctrine and Covenants 19:35).&#160; In more recent times, President [[Gordon B. Hinckley]] has said:</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>:Reasonable debt for the purchase of an affordable home and perhaps for a few other necessary things is acceptable. But from where I sit, I see in a very vivid way the terrible tragedies of many who have unwisely borrowed for things they really do not need &lt;ref&gt;“I Believe,” ''Ensign'', Aug. 1992, 6. &lt;/ref&gt; &#160;</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>:Reasonable debt for the purchase of an affordable home and perhaps for a few other necessary things is acceptable. But from where I sit, I see in a very vivid way the terrible tragedies of many who have unwisely borrowed for things they really do not need &lt;ref&gt;“I Believe,” ''Ensign'', Aug. 1992, 6. &lt;/ref&gt; &#160;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> </table> Gboyd https://www.mormonwiki.com/wiki/index.php?title=Debt_Reduction&diff=27159&oldid=prev Fgarcia at 14:27, 21 September 2010 2010-09-21T14:27:34Z <p></p> <table class="diff diff-contentalign-left" data-mw="interface"> <col class='diff-marker' /> <col class='diff-content' /> <col class='diff-marker' /> <col class='diff-content' /> <tr style='vertical-align: top;' lang='en'> <td colspan='2' style="background-color: white; color:black; text-align: center;">← Older revision</td> <td colspan='2' style="background-color: white; color:black; text-align: center;">Revision as of 14:27, 21 September 2010</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l1" >Line 1:</td> <td colspan="2" class="diff-lineno">Line 1:</td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>Since its beginning, [[The Church of Jesus Christ of Latter-day Saints]] has been warning its members about the dangers of debt.&#160; In 1830, the Lord instructed [[Martin Harris]] that he &quot;pay the debt thou hast contracted.... Release thyself from bondage (Doctrine and Covenants 19:35).&#160; In more recent times, President [[Gordon B. Hinckley]] has said:</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins class="diffchange diffchange-inline">[[image:Gordon-b-hinckley-mormon.jpg|thumb|right|300px|alt=Gordon B. Hinckley mormon]]</ins>Since its beginning, [[The Church of Jesus Christ of Latter-day Saints]] has been warning its members about the dangers of debt.&#160; In 1830, the Lord instructed [[Martin Harris]] that he &quot;pay the debt thou hast contracted.... Release thyself from bondage (Doctrine and Covenants 19:35).&#160; In more recent times, President [[Gordon B. Hinckley]] has said:</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>:Reasonable debt for the purchase of an affordable home and perhaps for a few other necessary things is acceptable. But from where I sit, I see in a very vivid way the terrible tragedies of many who have unwisely borrowed for things they really do not need &lt;ref&gt;“I Believe,” ''Ensign'', Aug. 1992, 6. &lt;/ref&gt; &#160;</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>:Reasonable debt for the purchase of an affordable home and perhaps for a few other necessary things is acceptable. But from where I sit, I see in a very vivid way the terrible tragedies of many who have unwisely borrowed for things they really do not need &lt;ref&gt;“I Believe,” ''Ensign'', Aug. 1992, 6. &lt;/ref&gt; &#160;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> </table> Fgarcia https://www.mormonwiki.com/wiki/index.php?title=Debt_Reduction&diff=23535&oldid=prev Giovanna at 22:43, 24 July 2009 2009-07-24T22:43:28Z <p></p> <table class="diff diff-contentalign-left" data-mw="interface"> <col class='diff-marker' /> <col class='diff-content' /> <col class='diff-marker' /> <col class='diff-content' /> <tr style='vertical-align: top;' lang='en'> <td colspan='2' style="background-color: white; color:black; text-align: center;">← Older revision</td> <td colspan='2' style="background-color: white; color:black; text-align: center;">Revision as of 22:43, 24 July 2009</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l25" >Line 25:</td> <td colspan="2" class="diff-lineno">Line 25:</td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[es: Reduccion de deudas]]</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[es: Reduccion de deudas]]</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[it:Riduzione dei debiti]]</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[it:Riduzione dei debiti]]</div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">[[pt:Reducao de Dividas]]</ins></div></td></tr> </table> Giovanna https://www.mormonwiki.com/wiki/index.php?title=Debt_Reduction&diff=20386&oldid=prev Giovanna at 20:12, 21 November 2008 2008-11-21T20:12:51Z <p></p> <table class="diff diff-contentalign-left" data-mw="interface"> <col class='diff-marker' /> <col class='diff-content' /> <col class='diff-marker' /> <col class='diff-content' /> <tr style='vertical-align: top;' lang='en'> <td colspan='2' style="background-color: white; color:black; text-align: center;">← Older revision</td> <td colspan='2' style="background-color: white; color:black; text-align: center;">Revision as of 20:12, 21 November 2008</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l24" >Line 24:</td> <td colspan="2" class="diff-lineno">Line 24:</td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[es: Reduccion de deudas]]</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[es: Reduccion de deudas]]</div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">[[it:Riduzione dei debiti]]</ins></div></td></tr> </table> Giovanna https://www.mormonwiki.com/wiki/index.php?title=Debt_Reduction&diff=20261&oldid=prev Peruvian Lady at 02:44, 20 November 2008 2008-11-20T02:44:38Z <p></p> <table class="diff diff-contentalign-left" data-mw="interface"> <col class='diff-marker' /> <col class='diff-content' /> <col class='diff-marker' /> <col class='diff-content' /> <tr style='vertical-align: top;' lang='en'> <td colspan='2' style="background-color: white; color:black; text-align: center;">← Older revision</td> <td colspan='2' style="background-color: white; color:black; text-align: center;">Revision as of 02:44, 20 November 2008</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l22" >Line 22:</td> <td colspan="2" class="diff-lineno">Line 22:</td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>&lt;references/&gt;</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>&lt;references/&gt;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[Category:Humanitarian Programs]][[Category:Marriage and Families]]</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[Category:Humanitarian Programs]][[Category:Marriage and Families]]</div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">[[es: Reduccion de deudas]]</ins></div></td></tr> </table> Peruvian Lady https://www.mormonwiki.com/wiki/index.php?title=Debt_Reduction&diff=19074&oldid=prev Gboyd at 19:01, 22 July 2008 2008-07-22T19:01:52Z <p></p> <table class="diff diff-contentalign-left" data-mw="interface"> <col class='diff-marker' /> <col class='diff-content' /> <col class='diff-marker' /> <col class='diff-content' /> <tr style='vertical-align: top;' lang='en'> <td colspan='2' style="background-color: white; color:black; text-align: center;">← Older revision</td> <td colspan='2' style="background-color: white; color:black; text-align: center;">Revision as of 19:01, 22 July 2008</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l1" >Line 1:</td> <td colspan="2" class="diff-lineno">Line 1:</td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>Since its beginning, [[The Church of Jesus Christ of Latter-day Saints]] has been warning its members about the dangers of debt.&#160; In 1830, the Lord instructed [[Martin Harris]] that he &quot;pay the debt thou hast contracted.... Release thyself from bondage (<del class="diffchange diffchange-inline">D&amp;C </del>19:35).&#160; In more recent times, President [[Gordon B. Hinckley]] has said:</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>Since its beginning, [[The Church of Jesus Christ of Latter-day Saints]] has been warning its members about the dangers of debt.&#160; In 1830, the Lord instructed [[Martin Harris]] that he &quot;pay the debt thou hast contracted.... Release thyself from bondage (<ins class="diffchange diffchange-inline">Doctrine and Covenants </ins>19:35).&#160; In more recent times, President [[Gordon B. Hinckley]] has said:</div></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>:Reasonable debt for the purchase of an affordable home and perhaps for a few other necessary things is acceptable. But from where I sit, I see in a very vivid way the terrible tragedies of many who have unwisely borrowed for things they really do not need <del class="diffchange diffchange-inline">(</del>“I Believe,” ''Ensign'', Aug. 1992, 6<del class="diffchange diffchange-inline">)</del>. &#160;</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>:Reasonable debt for the purchase of an affordable home and perhaps for a few other necessary things is acceptable. But from where I sit, I see in a very vivid way the terrible tragedies of many who have unwisely borrowed for things they really do not need <ins class="diffchange diffchange-inline">&lt;ref&gt;</ins>“I Believe,” ''Ensign'', Aug. 1992, 6. <ins class="diffchange diffchange-inline">&lt;/ref&gt; </ins></div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>The concern about debt is mostly centered on the fact that it can destroy both marriages and [[Family|families]]. In 1975, Apostle Marvin J. Ashton spoke in [[General Conference]] about debt.&#160; He said the following:</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>The concern about debt is mostly centered on the fact that it can destroy both marriages and [[Family|families]]. In 1975, Apostle <ins class="diffchange diffchange-inline">[[</ins>Marvin J. Ashton<ins class="diffchange diffchange-inline">]] </ins>spoke in [[General Conference]] about debt.&#160; He said the following:</div></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>:How important are money management and finances in marriage and family affairs? May I respond, ‘Tremendously.’ The American Bar Association has indicated that 89 percent of all divorces can be traced to quarrels and accusations over money. Others have estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicate that four out of five families are strapped with serious money problems. <del class="diffchange diffchange-inline">(</del>Marvin J. Ashton, “One for the Money,” ''Ensign'', July 1975, 72<del class="diffchange diffchange-inline">)</del>.</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>:How important are money management and finances in marriage and family affairs? May I respond, ‘Tremendously.’ The American Bar Association has indicated that 89 percent of all divorces can be traced to quarrels and accusations over money. Others have estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicate that four out of five families are strapped with serious money problems. <ins class="diffchange diffchange-inline">&lt;ref&gt;</ins>Marvin J. Ashton, “One for the Money,” ''Ensign'', July 1975, 72.<ins class="diffchange diffchange-inline">&lt;/ref&gt;</ins></div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>The figures given above are from 1975, and the problem with debt has only worsened. To help combat debt, Elder Ashton's talk has been made into a booklet entitled &quot;[http://library.lds.org/nxt/gateway.dll/Magazines/Liahona/2000.htm/liahona%20april%202000.htm/guide%20to%20family%20finance.htm?fn=document-frame.htm&amp;f=templates&amp;2.0 One for the Money: Guide to Family Finance].&quot;&#160; It is used as a basis for teaching families and members in the Church about debt reduction.</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>The figures given above are from 1975, and the problem with debt has only worsened. To help combat debt, Elder Ashton's talk has been made into a booklet entitled &quot;[http://library.lds.org/nxt/gateway.dll/Magazines/Liahona/2000.htm/liahona%20april%202000.htm/guide%20to%20family%20finance.htm?fn=document-frame.htm&amp;f=templates&amp;2.0 One for the Money: Guide to Family Finance].&quot;&#160; It is used as a basis for teaching families and members in the Church about debt reduction.</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>In the pamphlet, there are [[Overcoming Debt|12 suggestions]] on how to help <del class="diffchange diffchange-inline">you, your family, and your children </del>avoid debt. One suggestion is to personally understand and teach children the importance of work. A second is to teach children about money in a way that they can understand. Children need specifics, not just lines like “you should save your money.” <del class="diffchange diffchange-inline">Use </del>experiences to teach them, if a child wants something help them understand that they can get it by saving their money. As children grow into adults they all know that they should save money but if they had money saving experiences as a child, they have a much better chance of being able to actually save as an adult. Another suggestion is to teach children to contribute to a family goal. &#160;</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>In the pamphlet, there are [[Overcoming Debt|12 suggestions]] on how to help <ins class="diffchange diffchange-inline">families </ins>avoid debt. One suggestion is <ins class="diffchange diffchange-inline">for parents </ins>to personally understand and teach children the importance of work. A second is to teach children about money in a way that they can understand. Children need specifics, not just lines like “you should save your money.” <ins class="diffchange diffchange-inline">Parents should use </ins>experiences to teach them<ins class="diffchange diffchange-inline">; for example</ins>, if a child wants something<ins class="diffchange diffchange-inline">, parents should </ins>help them understand that they can get it by saving their money. As children grow into adults<ins class="diffchange diffchange-inline">, </ins>they all know that they should save money<ins class="diffchange diffchange-inline">, </ins>but if they <ins class="diffchange diffchange-inline">have </ins>had money<ins class="diffchange diffchange-inline">-</ins>saving experiences as a child, they have a much better chance of being able to actually save as an adult. Another suggestion is to teach children to contribute to a family goal. &#160;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>One group of suggestions focuses on self-discipline and integrity. <del class="diffchange diffchange-inline">Pay your </del>bills on time and make sure that <del class="diffchange diffchange-inline">your </del>children understand that this is the honest thing to do. Families should also focus on having good money management; restraining impulse buys for the good of the family, and <del class="diffchange diffchange-inline">make </del>and <del class="diffchange diffchange-inline">stick with </del>budgets.&#160; &#160;</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>One group of suggestions focuses on self-discipline and integrity. <ins class="diffchange diffchange-inline">Parents should pay </ins>bills on time and make sure that <ins class="diffchange diffchange-inline">their </ins>children understand that this is the honest thing to do. Families should also focus on having good money management; restraining impulse buys for the good of the family, and <ins class="diffchange diffchange-inline">making </ins>and <ins class="diffchange diffchange-inline">following </ins>budgets.&#160; &#160;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>The last five suggestions are designed to help members ensure that they will continue to be able to provide for their families and not continue the cycle of debt. These are to get as much education as possible, strive to own a home, have a good insurance program, learn how to deal with and understand inflation, and build-up and maintain a food storage.</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>The last five suggestions are designed to help <ins class="diffchange diffchange-inline">church </ins>members ensure that they will continue to be able to provide for their families and not continue the cycle of debt. These are to get as much education as possible, strive to own a home, have a good insurance program, learn how to deal with and understand inflation, and build-up and maintain a <ins class="diffchange diffchange-inline">[[Food Storage|</ins>food storage<ins class="diffchange diffchange-inline">]]</ins>.</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>===For More Information===</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>===For More Information===</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>For more resources to help <del class="diffchange diffchange-inline">you </del>manage <del class="diffchange diffchange-inline">your </del>finances visit the LDS Church's website &#160;</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>For more resources to help manage finances visit the LDS Church's website &#160;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[http://www.providentliving.org/channel/1,11677,1709-1,00.html Provident Living]</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[http://www.providentliving.org/channel/1,11677,1709-1,00.html Provident Living]</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>For a free copy of &quot;One for the Money: Guide to Family Finance&quot; visit [http://www.ldscatalog.com| www.ldscatalog.com] and look under Welfare Services: Pamphlets, Booklets, and Brochures.</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>For a free copy of &quot;One for the Money: Guide to Family Finance&quot; visit [http://www.ldscatalog.com| www.ldscatalog.com] and look under Welfare Services: Pamphlets, Booklets, and Brochures.</div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">==References==</ins></div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">&lt;references/&gt;</ins></div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[Category:Humanitarian Programs]][[Category:Marriage and Families]]</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>[[Category:Humanitarian Programs]][[Category:Marriage and Families]]</div></td></tr> </table> Gboyd https://www.mormonwiki.com/wiki/index.php?title=Debt_Reduction&diff=18949&oldid=prev Hakawati: Undo revision 18946 by RobocLitrc (Talk) 2008-07-15T17:25:35Z <p>Undo revision 18946 by <a href="/Special:Contributions/RobocLitrc" title="Special:Contributions/RobocLitrc">RobocLitrc</a> (<a href="/wiki/index.php?title=User_talk:RobocLitrc&amp;action=edit&amp;redlink=1" class="new" title="User talk:RobocLitrc (page does not exist)">Talk</a>)</p> <table class="diff diff-contentalign-left" data-mw="interface"> <col class='diff-marker' /> <col class='diff-content' /> <col class='diff-marker' /> <col class='diff-content' /> <tr style='vertical-align: top;' lang='en'> <td colspan='2' style="background-color: white; color:black; text-align: center;">← Older revision</td> <td colspan='2' style="background-color: white; color:black; text-align: center;">Revision as of 17:25, 15 July 2008</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l1" >Line 1:</td> <td colspan="2" class="diff-lineno">Line 1:</td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div><del style="font-weight: bold; text-decoration: none;">actrtat</del></div></td><td colspan="2">&#160;</td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>Since its beginning, [[The Church of Jesus Christ of Latter-day Saints]] has been warning its members about the dangers of debt.&#160; In 1830, the Lord instructed [[Martin Harris]] that he &quot;pay the debt thou hast contracted.... Release thyself from bondage (D&amp;C 19:35).&#160; In more recent times, President [[Gordon B. Hinckley]] has said:</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>Since its beginning, [[The Church of Jesus Christ of Latter-day Saints]] has been warning its members about the dangers of debt.&#160; In 1830, the Lord instructed [[Martin Harris]] that he &quot;pay the debt thou hast contracted.... Release thyself from bondage (D&amp;C 19:35).&#160; In more recent times, President [[Gordon B. Hinckley]] has said:</div></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>:Reasonable debt for the purchase of an affordable home and perhaps for a few other necessary things is acceptable. But from where I sit, I see in a very vivid way the terrible tragedies of many who have unwisely borrowed for things they really do not need (<del class="diffchange diffchange-inline">“I </del>Believe,<del class="diffchange diffchange-inline">” </del>''Ensign'', Aug. 1992, 6). &#160;</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>:Reasonable debt for the purchase of an affordable home and perhaps for a few other necessary things is acceptable. But from where I sit, I see in a very vivid way the terrible tragedies of many who have unwisely borrowed for things they really do not need (<ins class="diffchange diffchange-inline">“I </ins>Believe,<ins class="diffchange diffchange-inline">” </ins>''Ensign'', Aug. 1992, 6). &#160;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>The concern about debt is mostly centered on the fact that it can destroy both marriages and [[Family|families]]. In 1975, Apostle Marvin J. Ashton spoke in [[General Conference]] about debt.&#160; He said the following:</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>The concern about debt is mostly centered on the fact that it can destroy both marriages and [[Family|families]]. In 1975, Apostle Marvin J. Ashton spoke in [[General Conference]] about debt.&#160; He said the following:</div></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>:How important are money management and finances in marriage and family affairs? May I respond, <del class="diffchange diffchange-inline">‘Tremendously</del>.<del class="diffchange diffchange-inline">’ </del>The American Bar Association has indicated that 89 percent of all divorces can be traced to quarrels and accusations over money. Others have estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicate that four out of five families are strapped with serious money problems. (Marvin J. Ashton, <del class="diffchange diffchange-inline">“One </del>for the Money,<del class="diffchange diffchange-inline">” </del>''Ensign'', July 1975, 72).</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>:How important are money management and finances in marriage and family affairs? May I respond, <ins class="diffchange diffchange-inline">‘Tremendously</ins>.<ins class="diffchange diffchange-inline">’ </ins>The American Bar Association has indicated that 89 percent of all divorces can be traced to quarrels and accusations over money. Others have estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicate that four out of five families are strapped with serious money problems. (Marvin J. Ashton, <ins class="diffchange diffchange-inline">“One </ins>for the Money,<ins class="diffchange diffchange-inline">” </ins>''Ensign'', July 1975, 72).</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>The figures given above are from 1975, and the problem with debt has only worsened. To help combat debt, Elder Ashton's talk has been made into a booklet entitled &quot;[http://library.lds.org/nxt/gateway.dll/Magazines/Liahona/2000.htm/liahona%20april%202000.htm/guide%20to%20family%20finance.htm?fn=document-frame.htm&amp;f=templates&amp;2.0 One for the Money: Guide to Family Finance].&quot;&#160; It is used as a basis for teaching families and members in the Church about debt reduction.</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>The figures given above are from 1975, and the problem with debt has only worsened. To help combat debt, Elder Ashton's talk has been made into a booklet entitled &quot;[http://library.lds.org/nxt/gateway.dll/Magazines/Liahona/2000.htm/liahona%20april%202000.htm/guide%20to%20family%20finance.htm?fn=document-frame.htm&amp;f=templates&amp;2.0 One for the Money: Guide to Family Finance].&quot;&#160; It is used as a basis for teaching families and members in the Church about debt reduction.</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>In the pamphlet, there are [[Overcoming Debt|12 suggestions]] on how to help you, your family, and your children avoid debt. One suggestion is to personally understand and teach children the importance of work. A second is to teach children about money in a way that they can understand. Children need specifics, not just lines like <del class="diffchange diffchange-inline">“you </del>should save your money.<del class="diffchange diffchange-inline">” </del>Use experiences to teach them, if a child wants something help them understand that they can get it by saving their money. As children grow into adults they all know that they should save money but if they had money saving experiences as a child, they have a much better chance of being able to actually save as an adult. Another suggestion is to teach children to contribute to a family goal. &#160;</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>In the pamphlet, there are [[Overcoming Debt|12 suggestions]] on how to help you, your family, and your children avoid debt. One suggestion is to personally understand and teach children the importance of work. A second is to teach children about money in a way that they can understand. Children need specifics, not just lines like <ins class="diffchange diffchange-inline">“you </ins>should save your money.<ins class="diffchange diffchange-inline">” </ins>Use experiences to teach them, if a child wants something help them understand that they can get it by saving their money. As children grow into adults they all know that they should save money but if they had money saving experiences as a child, they have a much better chance of being able to actually save as an adult. Another suggestion is to teach children to contribute to a family goal. &#160;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>One group of suggestions focuses on self-discipline and integrity. Pay your bills on time and make sure that your children understand that this is the honest thing to do. Families should also focus on having good money management; restraining impulse buys for the good of the family, and make and stick with budgets.&#160; &#160;</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>One group of suggestions focuses on self-discipline and integrity. Pay your bills on time and make sure that your children understand that this is the honest thing to do. Families should also focus on having good money management; restraining impulse buys for the good of the family, and make and stick with budgets.&#160; &#160;</div></td></tr> </table> Hakawati https://www.mormonwiki.com/wiki/index.php?title=Debt_Reduction&diff=18946&oldid=prev RobocLitrc: racrog 2008-07-15T14:17:28Z <p>racrog</p> <table class="diff diff-contentalign-left" data-mw="interface"> <col class='diff-marker' /> <col class='diff-content' /> <col class='diff-marker' /> <col class='diff-content' /> <tr style='vertical-align: top;' lang='en'> <td colspan='2' style="background-color: white; color:black; text-align: center;">← Older revision</td> <td colspan='2' style="background-color: white; color:black; text-align: center;">Revision as of 14:17, 15 July 2008</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l1" >Line 1:</td> <td colspan="2" class="diff-lineno">Line 1:</td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">actrtat</ins></div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>Since its beginning, [[The Church of Jesus Christ of Latter-day Saints]] has been warning its members about the dangers of debt.&#160; In 1830, the Lord instructed [[Martin Harris]] that he &quot;pay the debt thou hast contracted.... Release thyself from bondage (D&amp;C 19:35).&#160; In more recent times, President [[Gordon B. Hinckley]] has said:</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>Since its beginning, [[The Church of Jesus Christ of Latter-day Saints]] has been warning its members about the dangers of debt.&#160; In 1830, the Lord instructed [[Martin Harris]] that he &quot;pay the debt thou hast contracted.... Release thyself from bondage (D&amp;C 19:35).&#160; In more recent times, President [[Gordon B. Hinckley]] has said:</div></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>:Reasonable debt for the purchase of an affordable home and perhaps for a few other necessary things is acceptable. But from where I sit, I see in a very vivid way the terrible tragedies of many who have unwisely borrowed for things they really do not need (<del class="diffchange diffchange-inline">“I </del>Believe,<del class="diffchange diffchange-inline">” </del>''Ensign'', Aug. 1992, 6). &#160;</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>:Reasonable debt for the purchase of an affordable home and perhaps for a few other necessary things is acceptable. But from where I sit, I see in a very vivid way the terrible tragedies of many who have unwisely borrowed for things they really do not need (<ins class="diffchange diffchange-inline">“I </ins>Believe,<ins class="diffchange diffchange-inline">” </ins>''Ensign'', Aug. 1992, 6). &#160;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>The concern about debt is mostly centered on the fact that it can destroy both marriages and [[Family|families]]. In 1975, Apostle Marvin J. Ashton spoke in [[General Conference]] about debt.&#160; He said the following:</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>The concern about debt is mostly centered on the fact that it can destroy both marriages and [[Family|families]]. In 1975, Apostle Marvin J. Ashton spoke in [[General Conference]] about debt.&#160; He said the following:</div></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>:How important are money management and finances in marriage and family affairs? May I respond, <del class="diffchange diffchange-inline">‘Tremendously</del>.<del class="diffchange diffchange-inline">’ </del>The American Bar Association has indicated that 89 percent of all divorces can be traced to quarrels and accusations over money. Others have estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicate that four out of five families are strapped with serious money problems. (Marvin J. Ashton, <del class="diffchange diffchange-inline">“One </del>for the Money,<del class="diffchange diffchange-inline">” </del>''Ensign'', July 1975, 72).</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>:How important are money management and finances in marriage and family affairs? May I respond, <ins class="diffchange diffchange-inline">‘Tremendously</ins>.<ins class="diffchange diffchange-inline">’ </ins>The American Bar Association has indicated that 89 percent of all divorces can be traced to quarrels and accusations over money. Others have estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicate that four out of five families are strapped with serious money problems. (Marvin J. Ashton, <ins class="diffchange diffchange-inline">“One </ins>for the Money,<ins class="diffchange diffchange-inline">” </ins>''Ensign'', July 1975, 72).</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>The figures given above are from 1975, and the problem with debt has only worsened. To help combat debt, Elder Ashton's talk has been made into a booklet entitled &quot;[http://library.lds.org/nxt/gateway.dll/Magazines/Liahona/2000.htm/liahona%20april%202000.htm/guide%20to%20family%20finance.htm?fn=document-frame.htm&amp;f=templates&amp;2.0 One for the Money: Guide to Family Finance].&quot;&#160; It is used as a basis for teaching families and members in the Church about debt reduction.</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>The figures given above are from 1975, and the problem with debt has only worsened. To help combat debt, Elder Ashton's talk has been made into a booklet entitled &quot;[http://library.lds.org/nxt/gateway.dll/Magazines/Liahona/2000.htm/liahona%20april%202000.htm/guide%20to%20family%20finance.htm?fn=document-frame.htm&amp;f=templates&amp;2.0 One for the Money: Guide to Family Finance].&quot;&#160; It is used as a basis for teaching families and members in the Church about debt reduction.</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>−</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>In the pamphlet, there are [[Overcoming Debt|12 suggestions]] on how to help you, your family, and your children avoid debt. One suggestion is to personally understand and teach children the importance of work. A second is to teach children about money in a way that they can understand. Children need specifics, not just lines like <del class="diffchange diffchange-inline">“you </del>should save your money.<del class="diffchange diffchange-inline">” </del>Use experiences to teach them, if a child wants something help them understand that they can get it by saving their money. As children grow into adults they all know that they should save money but if they had money saving experiences as a child, they have a much better chance of being able to actually save as an adult. Another suggestion is to teach children to contribute to a family goal. &#160;</div></td><td class='diff-marker'>+</td><td style="color:black; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>In the pamphlet, there are [[Overcoming Debt|12 suggestions]] on how to help you, your family, and your children avoid debt. One suggestion is to personally understand and teach children the importance of work. A second is to teach children about money in a way that they can understand. Children need specifics, not just lines like <ins class="diffchange diffchange-inline">“you </ins>should save your money.<ins class="diffchange diffchange-inline">” </ins>Use experiences to teach them, if a child wants something help them understand that they can get it by saving their money. As children grow into adults they all know that they should save money but if they had money saving experiences as a child, they have a much better chance of being able to actually save as an adult. Another suggestion is to teach children to contribute to a family goal. &#160;</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>One group of suggestions focuses on self-discipline and integrity. Pay your bills on time and make sure that your children understand that this is the honest thing to do. Families should also focus on having good money management; restraining impulse buys for the good of the family, and make and stick with budgets.&#160; &#160;</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f9f9f9; color: #333333; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #e6e6e6; vertical-align: top; white-space: pre-wrap;"><div>One group of suggestions focuses on self-discipline and integrity. Pay your bills on time and make sure that your children understand that this is the honest thing to do. Families should also focus on having good money management; restraining impulse buys for the good of the family, and make and stick with budgets.&#160; &#160;</div></td></tr> </table> RobocLitrc